Car Insurance For 17 Year Olds

Trying to find car insurance for 17 year olds can sometimes be a real pain in the backside especially when it comes to the price tag. So what many teenagers ask is, should i just go on mum and dad’s insurance under a named drive?

The advice of many people would be to buy a cheap and cheerful motor. The thing is, car insurance doesn’t really get any cheaper until you reach the age of 25!

Which type of car insurance for 17 year olds cover is best for you?

This is never a straight forward topic when it comes to car insurance for 17 year olds as everybody has different values to account for. Recent surveys showed that price is the main factor that comes into account for teenager drivers when it comes to insuring a car.

Personally I would recommend going for 3rd party cover as this can be £1000 cheaper than fully comprehensive cover and if your car isn’t of much value it’s not worth spending that extra £1000 a year.

We understand how hard it can be trying to find an insurance company that’s cheap enough and will even entertain you BUT if you check out the simple information below this should help you!

Some tips to get car insurance for 17 year olds

1. Use a comparison website (this type of website will contact multiple insurers to make sure you get a great deal).

2. Only go for 3rd party cover, this will save you a lot of money! In fact on average third party cover is £1000 cheaper than fully comprehensive cover.

3. If you don’t want to use a comparison website, make sure you go to ATLEAST 5 different insurers. (When it comes down to paying thousands out for insurance you MUST shop around to save money)

4. Get your pass plus! This can put car insurance for 17 year olds down for the first few years. However if you are uncertain of how much it will put your insurance down. Get a quote first to see if it’s worth it.

5. Make sure your car is safe. Its a good idea to have off road parking, This will lower your insurance costs. Especially if you car is parked overnight in a garage or somewhere secure!

6. Have an alarm and immobiliser fitted to the car, this will also lower your costs and make you a lesser risk to the companies.

7. Think about taking the bus to work. Using your car for pleasure will lower the insurance cost as a lot of accidents happen when the roads are busier so this would higher your risk level to the insurers.

8. Keep your yearly mileage to a low, keeping the miles down on the car means you are travelling less and this will lower the risk of you having an accident.

9. Keep the car standard! If you start modifying your motor it will cost you a lot more  money to insure!

So overall to keep your car insurance for 17 year olds cheap you must follow the rules and also please do not lie to the insurance company as this can void your insurance and technically make you uninsured.